Category Archives: Legal Finance

Why You Need a Good Kansas City DUI Attorney at Your Side

If you’ve been pulled over for driving under the influence, or DUI, don’t take the situation lightly. It’s imperative that you hire a good Kansas City DUI attorney as soon as you can – ideally, right after you are read your rights once you’ve been accused of drunk driving and taken into custody.

Drunk driving laws have gotten stricter over the years, and while that’s a very good thing, it also means that at least occasionally, innocent people get pull over and charged with DUI. If you are suspected of driving under the influence, you can be arrested for suspicion of driving under the influence.

Fortunately, you’re not out of luck if you’re innocent and have been charged with DUI. A good Kansas City DUI lawyer can represent you; once he or she becomes very familiar with your case, everything will be done to make sure that you’re not unfairly charged.

How to handle being pulled over for suspicion of DUI

When you’re pulled over for suspicion of DUI, make sure you DO cooperate with police as fully as you can when asked to do so. You will probably be given some field sobriety tests, asked to recite the alphabet backwards, that sort of thing. You may also be given a breathalyzer test, which you can turn down – but that will most certainly result in your arrest for suspicion of DUI. Regardless of what happens during your field sobriety tests and other events that happen prior to your arrest, be quiet and don’t say anything further once your Miranda rights have been read to you. You have the right to remain silent, remember, so use it well.

When you are given the chance to do so, contact a Kansas City DUI attorney to represent you in court. He or she will provide several advantages for you, and not least of which is to protect your rights at all times. It’s also true that your attorney will be able to provide a buffer of sorts between you and police or other officials who may want to interview you or do other things to try to establish your guilt. Your lawyer can help you manage appropriate and inappropriate actions by the other parties and respond accordingly.

Remember, a Kansas City DUI attorney can’t help you if you don’t hire him or her. Do so today, and give yourself peace of mind: You’ve got someone in your corner with your best interests in mind.

How Do Personal Injury Loans Work?

You may have heard of personal injury loans and never really paid much attention; now you’ve been injured due to negligence, and are involved in an injury lawsuit.  Medical costs are substantial, you may be unable to work, and you’re falling farther and farther behind on the bills.  Personal injury loans may be the best solution for you, but that is something you and your attorney will have to determine.  If you want to learn more about settlement funding, the information you need is below.

Actually not a loan, personal injury loans are more of a cash advance against the money you expect to win in your lawsuit.  In most cases, those who are approved can expect an advance of approximately 10% of your expected winnings.  In other words, if your attorney filed suit for $175,000 and you are approved by the settlement funding company, you can expect an advance of about $17,000 to $18,000.  This money can be used to pay attorney fees, medical costs, household bills, to buy groceries, etc.

What will happen if you do not win your case, how will you repay the funding company?  Personal injury loans are non-recourse, which simply means you only repay the advance if you do in fact win your case.  Fees and interest on the loan will also be paid at that time.  If for any reason you do not win your lawsuit, you owe absolutely nothing.  You are never at risk of going further into debt because you cannot repay the loan.

Are there any out-of-pocket costs?  No.  With personal injury loans, you pay nothing at all unless your case is won.  There are no monthly payments, no upfront fees.  You are never out one penny of your own money.  As stated above, you only repay once your case has been won.

Is qualifying for personal injury loans hard?  Not at all if you have a strong, viable claim.  Frivolous lawsuits will not be accepted, but if yours is a solid claim you will likely qualify.  Additionally, you never have to provide background information, credit rating, employment status or history and other such information to settlement funding companies in the application process.  All they will want are the details of the accident, medical reports, and information regarding the injuries you suffered as a result of the accident.

Insurance companies are notorious for offering low-ball settlements, and injury lawsuits can take months to settle.  In the meantime, how do you live normally and avoid possible financial disaster?  Speak to your attorney about whether personal injury loans are a solution that may be right for your unique situation.

Pre-Settlement Funding – Financial Relief for Plaintiffs Awaiting a Personal Injury Lawsuit Settlement

Is pre-settlement funding something you should consider if you’re involved in a personal injury lawsuit and stretched for money to pay the bills?  Absolutely. Litigation funding companies offer these loans, which are actually a cash advance against a pending settlement, to those with strong claims who qualify.  While you may have the financial resources to pay your medical expenses, bills and other obligations even if it takes months or longer for your lawsuit to reach settlement, many people do not.  This can make it enticing to simply settle for whatever the insurance company offers, even though it’s much less than you deserve.  What do you need to know about pre-settlement funding?

This type of loan is non-recourse, meaning that even if you are given an advance, you do not repay it should you not win your lawsuit.  You only repay the loan when you do win, and have possession of your money.  At that time you will be responsible for paying the minimal fees and interest, so you never pay anything out of your own pocket.

Pre-settlement funding allows you to get the money you need immediately, most of the time within 24 hours.  This money can be used to pay utility and other household bills, doctor and medical expenses, for attorney fees and repairs to any property that was damaged in the course of the accident that led to your injuries.

When you apply, you never have to worry about being asked for information such as your employment history or status, credit rating, etc.  The only data your attorney will be asked to provide is that which pertains to your accident and the injuries you sustained as a result.  Whether you qualify for pre-settlement funding has nothing to do with your personal situation.

How much money can you expect to be advanced if you qualify?  Most litigation financing companies advance about 10% of a plaintiff’s expected settlement.  This means that if you and your attorney expect to be awarded $100,000, you may be advanced an amount somewhere in the range of $10,000.  Most funding companies are willing to advance as little as a few hundred dollars to as much $250,000 or more, depending upon the client’s expected winnings.

Pre-settlement funding is a no-risk way to obtain the money you need right now, when you need it most.  An advance will not only make it easier for you to pay bills and avoid financial stress, it will provide you with the fees necessary to help your attorney build a strong, viable case.  Ask your lawyer about this type of funding today, and put your money worries behind you.